Insurance requirements can be as unique and individual as your vehicle – that’s why MINI Premier Motor Insurance has been developed with MINI owners in mind.

MINI Premier Motor Insurance

KEY BENEFITS OF MINI PREMIER MOTOR INSURANCE.

YOUR CHOICE. YOUR INSURANCE.

Insurance Benefits

INSURANCE BENEFITS.

INSURANCE BENEFITS.

MINI Premier Motor Insurance also includes a host of additional benefits including:

ADDITIONAL BENEFITS MAXIMUM AMOUNTS
New for old replacement – less than 3 years old [3] Included
Child seat or baby capsules cover Up to $500 any one incident
Emergency repairs $500 any one incident
Emergency accommodation and travelling expenses $1,000 any one incident and more than 100km from home
Lock re-keying/re-coding $1,000 any one incident
Personal items $1,000 any one incident
Staying mobile following a not at fault collision [5] Rental car up to 30 days, $100 per day maximum
Staying mobile following theft [5] Rental car up to 30 days, $100 per day maximum
Towing Reasonable costs
Trailer and Caravan cover $1,000 or market value whichever is the lesser
Transportation costs $500 any one incident
Legal Liability $20,000,000 any one event or series of events
Pay your premium by the month No extra cost [4]

If you hold a MINI Loan Protection Insurance policy and require more information, please refer to MINI Loan Protection Insurance PDS. Ask your authorised dealer for more information or ring our MINI Insurance Customer Contact Centre on 1300 80 80 40

DISCLAIMER

*The insurer of this MINI Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Street Sydney NSW 2000. In arranging this insurance MINI Financial Services, a division of BMW Australia Finance Limited ABN 78 007 101 715 and the authorised dealers act on behalf of Allianz and not as your agent. Neither MINI Financial Services nor any of its related companies have any liability in respect of this policy.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 808 040.

[1] If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new, genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.

[2] Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.

[3] If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.

[4] Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

[5] Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.

Optional Benefits

OPTIONAL BENEFITS.

OPTIONAL BENEFITS.

MINI Premier Motor Insurance is all about choice. That’s why we offer you the choice to create a policy tailored to your individual requirements. Enjoy the flexibility to choose your options, control the level of coverage for your vehicle, and the premium you pay.

OPTIONAL BENEFITS YOU CAN ADD MAXIMUM AMOUNTS
Removal of basic excess for tyre claims 2 replacement or repair in any period of insurance
Removal of basic excess for windscreen claims 1 replacement and 2 repairs in any period of insurance
Staying mobile following an accident [5] Rental car up to 30 days, $100 per day maximum
Tools of trade $3,000 any one incident

If you hold a MINI Loan Protection Insurance policy and require more information, please refer to MINI Loan Protection Insurance PDS. Ask your authorised dealer for more information or ring our MINI Insurance Customer Contact Centre on 1300 80 80 40

DISCLAIMER

*The insurer of this MINI Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Street Sydney NSW 2000. In arranging this insurance MINI Financial Services, a division of BMW Australia Finance Limited ABN 78 007 101 715 and the authorised dealers act on behalf of Allianz and not as your agent. Neither MINI Financial Services nor any of its related companies have any liability in respect of this policy.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 808 040.

[1] If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new, genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.

[2] Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.

[3] If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.

[4] Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

[5] Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.

Decrease Your Premium

DECREASE YOUR PREMIUM.

DECREASE YOUR PREMIUM.

MINI Premier Motor Insurance is all about choice. That’s why we offer you the choice to create a policy tailored to your individual requirements. Enjoy the flexibility to choose your options, control the level of coverage for your vehicle, and the premium you pay.

OPTIONS YOU CAN SELECT TO DECREASE YOUR PREMIUM

OPTION DESCRIPTION
Named driver option Unnamed driver excess option, $2,500 any one claim
Adjustable Excess You may be able to increase your excess to reduce your premium

If you hold a MINI Loan Protection Insurance policy and require more information, please refer to MINI Loan Protection Insurance PDS. Ask your authorised dealer for more information or ring our MINI Insurance Customer Contact Centre on 1300 80 80 40

DISCLAIMER

*The insurer of this MINI Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Street Sydney NSW 2000. In arranging this insurance MINI Financial Services, a division of BMW Australia Finance Limited ABN 78 007 101 715 and the authorised dealers act on behalf of Allianz and not as your agent. Neither MINI Financial Services nor any of its related companies have any liability in respect of this policy.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 808 040.

(1) If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new, genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.

(2) Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.

(3) If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.

(4) Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

(5) Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.

ONLINE INSURANCE CLAIM

Make a MINI Premier Motor Insurance claim online, with 24/7 access to our Online Claims Portal.

Lodge Your Claim

If you hold a MINI Loan Protection Insurance policy and require more information, please refer to MINI Loan Protection Insurance PDS. Ask your authorised dealer for more information or ring our MINI Insurance Customer Contact Centre on 1300 80 80 40

Download PDS

Get In Touch

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DISCLAIMER

Overseas models shown.

*The insurer of this MINI Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Street Sydney NSW 2000. In arranging this insurance MINI Financial Services, a division of BMW Australia Finance Limited ABN 78 007 101 715 and the authorised dealers act on behalf of Allianz and not as your agent. Neither MINI Financial Services nor any of its related companies have any liability in respect of this policy.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 808 040.

(1) If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new, genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.

(2) Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.

(3) If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.

(4) Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

(5) Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.