Get ready to benefit big time. MINI Finance, in partnership with Smart™, brings you novated leasing that’s simpler and easier, so you can drive away sooner in your dream MINI. Enjoy potential tax savings by paying with your pre-tax salary. Then there’s the flexibility of one simple payment that covers costs like leasing, insurance, servicing and fuel. And when your lease ends, you can relax knowing your MINI is backed by our Guaranteed Future Value.

More fun and more adventure, all starts here.

Get more of what you want thanks to a MINI Novated Lease.

WHAT’S A MINI NOVATED LEASE?

A novated lease is a three-way arrangement between you, your employer and MINI Finance.

Your employer will make the lease payments from your pre-tax salary, potentially reducing your taxable income while putting you in the driver’s seat of the MINI you love.

WHY CHOOSE A MINI NOVATED LEASE.

Max Tax Benefits:

  • You could reduce your taxable income.
  • Pay for your MINI from your pre and post-tax salary.
  • Save on GST both in relation to the vehicle and running costs.

Big MINI Benefits:

  • Choose from the entire MINI range, from the adventurous Countryman to the all-electric Aceman.
  • Expert support from our MINI Finance Specialists for the life of your lease.
  • MINI Guaranteed Future Value with the opportunity to handback your vehicle at the end of your lease.
  • Enjoy the flexibility to trade-in, offer to pay it out and keep the vehicle, or return your MINI when your lease ends, applying the MINI Guaranteed Future Value.

The Smart™ Advantage: Total Cost Management and Simplicity

  • The opportunity to bundle all vehicle expenses into one convenient payment, including running costs, fuel, insurance and maintenance.
  • The convenience of budgeted, regular payments.
  • One simple payment covers everything.
  • Transparent online management of your lease.
  • Professional administration handles all the details.

SELECT YOUR MINI.

Let’s take a closer look at the packages available to you and their key features.

Finance Lease

Finance Lease

Finance Lease.

How It Works:

A Finance Lease allows you to drive a MINI in exchange for regular rental payments over a fixed term, typically 24-60 months. At the end of the term, you have a range of options.

Key Benefits:

  • Business Focus: Excellent for business use with potential tax savings for business-related vehicle expenses.
  • Preserved Capital: Keep your capital free for other investments and business needs.
  • Flexible End of Term: Choose to refinance the residual (subject to finance approval), offer to pay it out and keep the vehicle, or upgrade to a new MINI.
  • MINI Guaranteed Future Value: More options at the end of the agreement.

Is It Right For You?

Finance Leasing is best suited for:

  • Business owners and companies.
  • Businesses looking for potential tax advantages.
Novated Lease

Novated Lease

Novated Lease.

How It Works:

A Novated Lease is a three-way agreement between you, your employer and MINI Finance where your employer makes lease payments from your pre-tax salary, potentially reducing your taxable income.

Key Benefits:

  • Tax Efficiency: Potential reduction in taxable income through salary packaging.
  • GST Savings: Save GST both in relation to the vehicle and running costs.
  • Simplified Budgeting: Fixed regular payments for easier financial planning.
  • Vehicle Choice: Available across the entire MINI range.
  • MINI Guaranteed Future Value: End-of-lease protection against market fluctuations.
  • Flexibility: Options to offer to trade-in, offer to pay it out and keep the vehicle, or return your MINI when your lease ends, applying the MINI Guaranteed Future Value.

Is It Right For You?

Novated leasing is best suited for employees of companies that offer salary packaging.

Fully Maintained Lease.

Fully Maintained Lease.

Fully Maintained Lease.

Key Benefits:

  • All-Inclusive Package: Running costs including fuel, insurance, registration, maintenance and roadside assistance in one payment.
  • Tax Efficient: For an EV vehicle that is exempt from FBT, all bundled costs are paid from pre-tax salary, potentially maximizing tax savings. For all other vehicles, bundled costs can be a combination of pre-tax or post-tax payments, which could also mean tax savings.
  • GST Savings : Save GST both in relation to the vehicle and running costs.
  • Budget Certainty: the convenience of planned, regular payments.
  • Simplified Administration: Online portal to manage all aspects of your lease.
  • MINI Guaranteed Future Value: More options when your lease ends.

What’s Included.

This may vary based on the benefits offered to you by your employer, but it may generally include:

  • Vehicle Finance: The core lease payments for your chosen MINI.
  • Fuel & Charging: All fuel or charging costs for electric MINI models.
  • Insurance: Comprehensive vehicle insurance coverage.
  • Registration & CTP: Annual registration and compulsory third party insurance.
  • Servicing & Maintenance: Scheduled servicing and repairs.
  • Tyres: Replacement when needed.
  • Roadside Assistance: 24/7 emergency support.
  • MINI Service Inclusive: Manufacturer-backed service support.

Is It Right For You?

Fully maintained novated leasing is best suited for employees of companies that offer salary packaging.

HOW IT WORKS.

1

CHOOSE YOUR MINI

From the larger than life Countryman to the iconic MINI Cooper, pick the new MINI that you’ve got your eye on.

2

CUSTOMISE YOUR PACKAGE

Work with our experts to structure a lease that fits your budget and includes all the running costs you need.

3

APPROVAL PROCESS

Once your employer agrees to the arrangement, we handle all the paperwork.

4

DRIVE AWAY

Take delivery of your new MINI and love your drive, while we take care of the rest.

5

END OF LEASE OPTIONS

When your lease ends, you can choose to return your MINI and take advantage of the Guaranteed Future Value, offer to trade in for a new MINI model, offer to purchase the MINI or extend your lease term (subject to approval).

Contact our East Auckland MINI Garage Finance specialists today to discover how a novated lease can work for you.

Contact our MINI Finance specialist